BUSINESS OWNERS
Finances for business owners is often two-sided: personal financial planning and planning for the business.
We understand this because at Simplified Financial, we are business owners too.
Business owners have access to many financial tools that employees do not. Having access to these tools is a great advantage; however, learning about and understanding these tools can be overwhelming and confusing. We can relieve this.
At Simplified financial, we look at where you are today and where you want to go. We take the time to create a purpose driven plan. Our goal is to break complex financial concepts into digestible, bite-sized chunks of information that help you build your financial knowledge. We help you focus on your short-, medium- and long-term financial goals and put together a straightforward plan on how you can reach them.
Why do you need a plan?
- Feel in control of your financial future.
- Build a financial foundation that protects your business and your family.
- Organize your finances.
- Prioritize your goals.
- Focus on the big picture.
- Save money to reach your goals.
For a business owner, personal and business finances are often connected. Therefore, you should have a practical plan that addresses both.
What does a Financial Plan for a Business include?
There are two main sides your business financial plan should address:
Growth and Preservation
Growth
- Cash Management – Managing Cash & Debt
- Tax Planning – Finding tax efficiencies
- Retaining & Attracting Key Talent
Preservation
- Investment – either back into the business or outside of the business
- Insurance Planning/Risk Management
- Succession/Exit Planning
What does a Personal Plan include?
There are two main sides your personal financial plan should address:
Accumulation and Protection
Accumulation
- Cash Management – Savings and Debt
- Tax Planning
- Investments
Protection
- Insurance Planning
- Health Insurance
- Estate Planning
What is the Planning Process?
- Meet with us
- We’ll gather information about your current financial situation and goals.
- We’ll develop and implement a realistic plan to achieve your goals.
- As life changes, we’ll continue to monitor and adjust your plan if necessary.
Next steps
Talk to us about acheiving financial clarity for you and your business so that you can achieve your financial goals.
Latest News for Business Owners
2025 Federal Budget Highlights
The 2025 Federal Budget focuses on stability and long-term growth, with no new broad tax increases. Key updates include GST relief for first-time home buyers, new credits for caregivers, and expanded incentives for clean-tech and manufacturing investment. The budget also clarifies how the 21-year rule applies to trusts and delays the new bare-trust reporting requirements to 2026. Overall, the plan aims to balance fiscal discipline with practical support for Canadians and small businesses.
Network of Professionals
As a financial advisor, my primary goal is to help you achieve financial clarity by accessing a network of dedicated professionals. Together, we provide personalized advice and services to help you make informed decisions and secure your future. Think of me as your financial coordinator, ensuring every aspect of your financial life works smoothly.
Exploring the Value of Group Benefit Plans for Your Employees
Unlock the potential of group benefits! Enhance employee well-being, reduce turnover, and boost your business with customized plans. Learn more.