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The Simple Truth & The Truth in Advising






The Simple Truth: Travel Insurance
Sunscreen, check. Bathing suit, check. Beach towel, check. Travel Insurance, check. All set! GROUP BENEFITS Many group plans offer travel coverage, but some do not. Check that your provider offers this important benefit and see what it covers. There is no need to...


The Truth in Advising: Travel Insurance
Travel Insurance is like sunscreen, no one wants to use it, but without it, you may get burned. What It Is Travel Insurance helps protect you and family members travelling with you, against the costs of unexpected emergencies that may occur during your trip. Standard...






The Simple Truth: Disability Insurance
Disability Insurance is a complex insurance product. They have many moving parts, and not every policy is the same. Be sure to check and understand it. GROUP BENEFITS While disabled, an individual may receive income from a Disability Insurance policy, tax-free, if the...


The Truth in Advising: Late Applicant Status
"Never put off until tomorrow that which you can do today." -Benjamin Franklin People seldom enjoy being late. Even more so if being late results in unforeseen consequences. It is easy to procrastinate what is difficult to understand. This strikes especially true when...






The Simple Truth: Insured Retirement
Have no fear, Insured Retirement is here! GROUP BENEFITS When your group TFSAs and RRSPs are not enough to assist you with retirement or family protection, a good option might be the Insured Retirement concept. This is permanent life insurance with the ability to use...


The Truth in Advising: Insured Retirement
If the thought of relying on RRSP's to top up your retirement income has you frustrated and searching for something more desirable, ...welcome to the concept of Insured Retirement. WHAT IT IS Simply put, an Insured Retirement is a permanent insurance-based life...






The Simple Truth: Retirement Options RRSPs/RRIFs
Retirement… Financially, the word can feel like it should come with ominous shark attack music. There are many concerns that come attached to this word. What do I do about my retirement? What if, I run out of money? What if, there is not enough to sustain my...


The Truth in Advising: Fees & Expenses
It has been said before, it costs money to make money. Nothing is for free, and that is not always a bad thing. In the case of some financial products, fees offer protection and peace of mind. Those expenses could be worth their weight in gold. WHAT IS IT...






The Simple Truth: TFSA
GROUP BENEFITS A Tax-Free Savings Account (TFSA) is a great tool you can leverage to help you tackle those financial goals this year. The objective of a TFSA is to help you grow your money without tax implications. This is a better option when comparing to a...