Personal Wealth Initiative for Ontario Business Owners
A simplified, strategic approach to protect your business, grow your wealth, and secure your family’s future.
A Framework for Long-Term Financial Confidence
Your financial world doesn’t exist in silos — every decision impacts another. The Personal Wealth Initiative was designed for Ontario business owners and key managers who want to align protection, growth, and succession under one coordinated plan.
We focus on three interconnected pillars that together build lasting financial security.
For business owners, and families, making sure what matters most to you is financially protected can be confusing. Having the proper insurance in place can give you peace of mind knowing that you are protected in case of uncontrollable events.
Pillar 1
Personal and Business Risk Management
Protect your income, business, and family from unexpected events with proactive strategies for life, disability, and critical illness coverage.
Pillar 2
Advanced Financial Planning & Wealth Integration
Coordinate your business and personal wealth to minimize taxes, manage cash flow, and accelerate financial independence.
Pillar 3
Future Family Security & Estate Planning
Prepare your legacy with structured estate planning, efficient wealth transfer, and strategies to protect your family’s long-term financial stability.
What This Means for You
Business Continuity & Key Person Protection
Ensure your business remains stable if an owner or key person becomes critically ill or passes away.
Tax-Optimized Wealth Accumulation
Estate Tax & Liquidity Funding
Provide immediate, tax-free cash to your estate to cover final taxes, preserving your company’s and family’s assets.
Integrated Legal & Succession Framework
Coordinate your legal documents, ownership structures, and legacy plans to ensure a smooth transfer of wealth.
Let’s Build Your Personal Wealth Initiative
Book a call to discuss how we can align your business success with your long-term personal and family financial goals.